
Protect Your Business with Insurance and a Shareholders Agreement
Take this 90-second assessment to see if you qualify for a FREE Shareholders Agreement
No jargon. Just an actionable plan designed to help you move forward.

A Shareholders' Agreement protects more than shares - it protects relationships.
For NZ business owners, it provides clarity around control, exits, and what happens when circumstances change.
Without one, or with a generic agreement, small issues can quickly become costly disputes.
The right agreement helps manage risk early, so the business can keep moving forward.

Unsure if a Shareholders Agreement is right for you?
This quick assessment will help you:
- See if your situation would benefit from a Shareholders Agreement
- Avoids uncertainty
- Get a tailored next step (with no pressure to commit)
Testimonials
Would highly recommend! They were professional and helpful and made the whole process easy from the get go.
Michelle
Always great communication and happy to answer any questions I had. Highly recommend them!
Katy
George was very helpful in our journey, he was always there ready to answer all our questions.
Cheryl
How Cover Matters delivers results
A Clear Starting Point
We act as your first point of contact, helping you make sense of your situation before involving multiple advisers.
Guidance, not guesswork
Your situation is triaged carefully so you’re introduced to the right professional, not just the next one available.
Personalised Service
We connect you with the most appropriate adviser for your circumstances, saving time and reducing unnecessary back-and-forth.
Protect your Business with Insurance and a Shareholders Agreement
Take this 90-second assessment to see if you qualify for a FREE Shareholders Agreement
PLUS! Get a FREE Basic Shareholders Agreement if your business takes out life and TPD policies.
Subject to
T&Cs.
